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Individual Advocacy

Welcome!  It’s open enrollment season and Premier Health Express has partnered with Arrow Benefits Consulting, Inc. to offer you confidential, no-cost advocacy and assistance navigating individual coverage options for you and your family. Open enrollment is the one time of year everyone can apply for new coverage (or make changes to existing coverage) so we’re here to help you take advantage of this opportunity with expert help by your side!

If the thought of exploring, securing or making changes to your insurance on your own sounds stressful, that’s understandable.  There are many lines of coverage to consider, many carriers to choose from and it can be hard to know if you’re truly comparing apples to apples when making decisions.  

Click here to schedule a call today.

Arrow is happy to:

Consult on your personal situation and help you determine what kind of coverage is best for your needs, lifestyle and peace of mind

Explain how the various plan features and details work. Network access, deductibles, copays, co-insurance, out-of-pocket maximums…do you know when these things come into play and how they impact your costs? We’ll take a look at everything with you.

Let you know if you qualify for any subsidies to help with all or part of your premiums

Help you be prepared with the documentation needed by the carriers to ensure a smooth application and approval process

Help you reduce your out-of-pocket costs and find solutions for those struggling with large medical expenses

To make things easy, we have provided you with a convenient, confidential and HIPAA-protected portal to:

  • Explore your options for individual & family coverage 
  • Apply directly with the major carriers 
  • Determine your eligibility and apply for subsidies through the Maryland Health Connection
  • Quickly text a licensed benefits expert with your questions
  • Click to schedule a phone or virtual consultation with a licensed benefits expert
  • Send a secure message and securely upload any documents you would like a benefits expert to review